As of 11-29-2004

Asset Class
  Fund

Current
NAV/
Price

Returns
As of 11-29-2004

Average Annual Total Returns
As of 10-31-2004

Last 4
Weeks

QTD

YTD

1 year

3 years

5 years

Ticker Symbol

Life Strategy Funds

*(PDF files) Income Plus Life Strategy (Tier 1)

N/A

$1.870379

1.57%

3.06%

8.60%

9.9%

8.7%

6.5%

  *Conservative Life Strategy (Tier 1)

N/A

$1.944733

2.61%

4.43%

9.60%

11.1%

8.8%

5.2%

  *Moderate Life Strategy (Tier 1)

N/A

$2.755804

3.48%

5.38%

9.59%

11.1%

8.1%

3.5%

*Aggressive Life Strategy (Tier 1)

N/A

$2.011948

4.56%

6.77%

10.47%

12.1%

7.7%

1.9%

Cash

  *Money Market (Tier 3)

N/A

$3.767397

0.14%

0.29%

1.13%

1.2%

1.5%

3.2%

Bonds

*Stable Value (Tier 2)

N/A

$4.004007

0.40%

0.83%

4.63%

5.0%

5.2%

5.6%

*Total Bond Market (Tier 2)

N/A

$1.780118

-0.77%

0.09%

3.40%

5.5%

5.4%

7.5%

*Inflation Protected Bond (Tier 2)

N/A

$1.525051

-0.17%

0.82%

6.57%

7.8%

9.3%

N/A

*Long-Term Corporate Bond Index (Tier 3)

N/A

$1.559673

-1.13%

0.53%

6.70%

10.7%

8.9%

N/A

 *High Yield/Emerging Mkts Bond (Tier 3)

N/A

$1.086980

0.91%

2.86%

N/A

N/A

N/A

N/A

Large-Cap Stocks

*Total Stock Market Index (Tier 2)

N/A

$0.905998

5.04%

6.84%

9.03%

10.0%

5.8%

N/A

*Large Company Index (Tier3)

N/A

$18.881129

4.46%

6.06%

7.64%

9.4%

3.9%

-2.2%

*Equity Income (Tier 3)

N/A

$0.925668

4.50%

6.00%

7.84%

9.7%

4.1%

N/A

  *Large-Cap Value Index (Tier 3)

N/A

$1.125393

5.29%

7.04%

12.93%

15.4%

6.5%

N/A

*Large-Cap Growth Index (Tier 3)

N/A

$0.651364

4.01%

5.63%

2.81%

3.3%

1.1%

N/A

Small-Cap Stocks

*Small/Mid-Cap Co Stock Index (Tier 3)

N/A

$4.867943

7.40%

9.60%

13.48%

11.5%

11.2%

4.0%

*Real Estate Investment Trust Index (Tier 2)

N/A

$1.181356

3.73%

9.36%

N/A

28.8%

N/A

N/A

 *Small-Cap Growth Index (Tier 3)

N/A

$1.120740

8.66%

11.28%

10.55%

5.5%

9.1%

N/A

 *Small-Cap Value Index (Tier 3)

N/A

$1.821853

8.90%

10.59%

19.43%

18.0%

15.1%

N/A

International Stocks

*Total Int'l Stock Market Index (Tier 2)

N/A

$2.090967

7.35%

11.02%

16.61%

19.4%

11.4%

0.1%

*Vanguard Pacific Index (Tier 3)

N/A

$0.830558

6.48%

9.52%

14.54%

12.3%

9.6%

N/A

*Vanguard European Index (Tier 3)

N/A

$0.989810

7.73%

11.61%

16.56%

22.0%

9.4%

N/A

Individual Equities

* IBM Stock (Tier 3)

N/A

$4.161069

6.60%

11.58%

3.80%

1.0%

-5.4%

-1.2%